Determine how much you can afford
Get pre-approved! Only you can decide how much you feel comfortable spending on a home. Based on your down payment, income, existing debt, regular expenditures, and other key financial information, a mortgage broker or Banker can help you determine how much you can afford to pay every month and the price range of home that works within your budget.
Find the right home
We are a team of 3 full time professionals searching for your just the right home for you!
What do you want or need in a home? Look for a home that will meet your needs not just today, but 5 or even 10 years into the future
Do you want to live down town, rural area or North Nanaimo? Does the neighborhood have the look and feel that suites your style? Do you want to be close to work, school, shopping?
How may bedrooms or bathrooms do you need? Do you need a space for a home office or for extra storage? Do you need a garage?
Is a heat pump or a hot tub on your list? Is it important that your home be energy efficient?
Are you planning on having children? Do you have teenage children who will be moving away soon? Are you close to retirement? Do you want to live where you can go for walks or take your kids to the park? Is it important to you to live close to family and friends?
Make an offer
When you’ve found a place that you’d like to call your own, we will help you draw up an offer to purchase to present to the seller. This legal document specifies the price, the closing date, and any conditions.
We hope to earn your long-term loyalty and trust by providing you with exceptional, personal customer service. We will do so by putting your needs first and caring for the outcome of your negotiations. We take your satisfaction personally and look forward to the opportunity to earn your trust.
After you buy
Maintain your home and protect your investment
Becoming a homeowner is a major responsibility. It’s up to you to take care of your home and protect what is likely your biggest investment.
Plan for the cost of operating a home
You will have several outgoing costs besides your mortgage, property taxes and insurance. Maintenance and repairs costs are at the top of the list, along with other daily expenses.
Live within your budget
Prepare a monthly budget and stick to it. Take a few minutes every month to check your spending and see if you’re meeting your financial goals.
Save for emergencies
Your home will need some major repairs as it ages. Set aside an emergency fund to make sure you are prepared to deal with unexpected expenses.
If you are considering buying a home, call Scott Parker at RE/MAX of Nanaimo to get your home search started.